UNIFLEX: Overdraft Collateral with Public Mutual Funds (OD-UT)
Memandangkan OD-ASB dah dibekukan utk individu, mungkin OD-UT Public Mutual ni adalah option kepada OD-ASB.
UNIFLEX – Pledging of Units as Collateral
If you are a Public Mutual Unit Trust holder with cash investment (not applicable for investment from EPF account), you can pledge your funds as collateral to obtain Overdraft, Fixed Loan or a combination of both for your personal use.
For collateral with Overdraft, the details as below:
- Maximum margin of financing (MOF) is 80% from current investment value (during submission)
- Minimum OD amount is RM10,000 (after calculated the 80%)
- e.g. Cash investment in PM fund = RM12,500
- OD = RM10,000 (min OD amount)
- Interest rate = BLR-1% (daily rest)
- Switching to other PM fund is permitted
- No monthly commitment fee
- Required documents: IC, pay slip @ bank statement, UT fund statement.
- Application to be submitted to Public Bank.
Ni saje yg dapat saya share hasil maklumat dari bahagian pinjaman di Public Bank…kalau ade further info, boleh share/update di sini.
Popularity: 4% [?]
Menarik jugak Uniflex ni..tempat modal baru..aku tengah berkira2 nak pi buka a/k ni kat PB caw MontKiara Solaris.
2bz4money(Quote)
Ptg tadi berkesempatan gi Public Bank Kajang nak tanya pasal produk Uniflex ni. Oficer minta ic, statement UT dan 3 bulan payslip atau form B dan seterusnya fill up form application.
Kadar standard katanya adalah BLR+1.75.:( Tapi i minta appeal rate BLR-1, dia ckp HQ will consider. 80% margin of financing utk 10 years.
Kos2 lain ialah 200 processing fees,125 agreement, 10 WF dan 10 stamp duty. Total cost 345..:-?
Manakala kalu buka Current a/c kena deposit 3k..#:-S
Tapi aku proceed je dgn application form pasal sekiranya letter offer kuar, aku bole reject tanpa incur any costs.
2bz4money(Quote)
OD-UT Uniflex kwn dah approved. tgu drawdawn within this 2 weeks time. current accout dah bukak, next week collect buku cek.
ntahler(Quote)
salam ntahler.berapa lama proses??? proses fee brape,fix rm345 je ke@ikut brape amount kita nak pinjam??dividen dr unit trust tu kita boleh ambik balik@reinvest semula?? alammak…banyaknye soklan….sory yek….. sy budak baru blaja……:)
unz(Quote)
semua komen2 pn last thn 2010.. dah tak da info terbaru?
Taufik(Quote)