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OD-ASB for Business


This is about how to apply Overdraft against ASB for Business and documents needed for the application.

Ade seorang sahabat di FB share yg OD-ASB yg dia apply dengan sijil SSM dan lesen PBT telah diluluskan, dan duit OD juga telah masuk ke current akaun.

Required documents are:

  • Sijil ASB
  • Sijil SSM (milikan tunggal)
  • Lesen PBT

Most probably not all branch would accept the OD-ASB application for business. If your nearest branch do not accept the application, try other branches. Based on information shared, the interest rate offered is BLR-1% for both RHB and CIMB.

The most important is, you need to keep trying….

67 Responses to OD-ASB for Business

  1. ahmad says:

    saya pelik dgn cara od nih. tadi pergi tanya 2 tempat maybank pasal od

    kita guna 10k sebulan kena bayar rm80 n lagi satu bank kata rm100 padahal 2-2 maybank tanya hari yg sama.

    kalu ikut sifir kat atas tuh x lepas la utk asb kot.

    katakan kita keluar od masuk asb 100 k. tiap bulan kena bayar 1k setahun 12k. sedangkan asb 7% jea yakni 7 k setahun. cer citer nape jadi begini


  2. dilla says:

    Jika pinjaman OD utk kegunaan business, OD ASB ini untuk perniagaan kategori sole proprietor shj (perniagaan tunggal).

    JIka buat OD sijil cagaran ASB RM100 000, sebulan payment dlm 500++.. kalau payment 1k yg itu utk OD RM200 000.

    apabila OD dh jalan, pemilik sijil tak boleh liquid sijil tersebut TETAPI dividen boleh ambil mcm biasa. Bank control sijil (nilai pokok)sahaja.

    Jadi, jika sijil 100k, setahun payment = 500×12=6000
    Dividen dlm 8000, so ada lebihan dlm rm2k lg.


  3. jiming says:

    saya cm nk jual sijil SSM (pernigaan tunggal)& lesen niaga (PBT)….ada sapa2 sini yg berminat ka?? boleh buat OD business nih


  4. mohd azri says:

    Bro., brapa u nak jual?


  5. Husein says:

    Ada yang berminat nak buat OD saya boleh tolong menggunakan SSM dan Lesen PBT.


  6. Kepada yang berminat buat OD saya boleh tolong.


  7. mie says:

    slm en husin,blh tlg sy utk lesen pbt? ssm dah ade..


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