Citibank Ready Credit (CRC)
Citibank Ready Credit (CRC) is a personal overdraft facility without collaterals. It gives you access to cash anytime in any amount up to your approved limit.
With CRC, you can make cash withdrawals at ATM machines and perform fund transfers with a Visa Debit & ATM Card and and with a cheque book, swipe your CRC Visa Debit & ATM Card at merchant outlets bearing the VISA logo.
- Pay-as-you-use - This means you only need to make repayments when you use your credit line.
- Minimim monthly repayment - You do not need to pay your outstanding balance in full each month, only the minimum due
- No collateral/guarantor/annual fee - It’s hassle-free so you save time and money
- Swipe & be rewarded - When you swipe your CRC Debit & ATM Card, you earn 1 Citi Rewards point for every Ringgit you spend.
- No cash advance fee - Withdraw cash without paying any feed from over 300,000 Citibank and VISA PLUS ATMs.
- Application – One-time Stamp Duty, which is 0.5% of your approved credit limit. Rm8 for your Debit & ATM Card, and RM7.5 for a CRC cheque book.
- Interest rate – 1.5% per month (18% per annum). Actual interest rates may be vary subject to credit review.
For more detailed, please visit Citibank Ready Credit
Details are described in T&C. Make sure you read the T&C.
p/s: selepas Charge Card Al-Rajhi, rasanya produk ni adalah pilihan terbaik utk cash advance…takde cash advance fee, takde annual fee, takde govt tax…interbank Giro transfer pun boleh