Category Archives: Education
7 Common Money Mistakes People Make
Dipetik dari tulisan Azizi Ali, Not saving part of their income – 10% is a good start, and must save on consistent basis. Not having a reserve fund – At least 3
Debt to Income Ratio – Loan Affordability
ade yg bertanya di komen dlm post yg lain macammana nak kira loan commitment….ataupun loan affordability, iaitu adakah kite still layak apply loan dgn kommitmen hutang yg ade sekarang with my electrical
How To Calculate Effective Interest Rate (EIR)
The effective interest rate (EIR), effective annual interest rate, Annual Equivalent Rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest
Daily rest, Monthly rest or Fixed rate?
Fixed or Variable rate loan? Which is better? Fixed interest rateInterest rate charged on the loan will remain the same through the term of the loan, no matter what market interest rates
What is Wealth? (Apa itu Kaya?)
Wealth is ability to survive so many numbers of days forward. So it measured by time. For example, if I have $10,000 in my saving, and my living expenses are $2,000 per
Financial Education
There are 3 types of educations. Scholastic Education This education teaches us to read, write and do math. It is very important education. Professional Education This education teaches you how to work
Two Types of Debt
Good Debt Some of your debt might be considered as an investment. If the debt was incurred to purchase something that can be expected to go up in value and contribute to
