Category Archives: Education
Applying Home Loan – Tenure does not matter
When you applying for a home or mortgage loan, what are you looking for? Usually people will look at the interest rate, margin of finance (MOF), tenure and probably on zero moving
4 Ways to Use Your Bonus
This post is about 4 ways on how to use your year end bonus wisely with priorities order done by bebas-hutang.com Giving bonus to employees in the year end or after a
How much do I need in Emergency Fund?
In Financial Planning, emergency fund is always in the top priority list. If you invest all you money without an emergency fund, you probably will have to use credit card or withdraw
Personal Finance debut for a Little Girl
The picture above is my first daughter, Sarah with her angry bird tabung. She is now 4 years old and becoming 5 in this year April. She is very talkative and quite
POWER! now available on Sunday
POWER! introduced by AKPK in February 2011 with objectives to help participants better manage their money and debts through 6 practical chapters. It is open to all Malaysians aged 18 and above
SSPN is must for PTPTN applicant.
Loan applicants for Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) are required to open an account with Skim Simpanan Pendidikan Nasional (SSPN) with minimum saving of RM20 starting next year. Higher Education Minister,
Becoming a Guarantor
Guarantors are legally bound to pay back the debt of the borrower if the borrower fails to do so. The financial institution can sue you when the borrower does not pay back his/her
The Power of Compound Interest
Compound interest means when you earn interest on your principal investment, as well as on interest added to the principal you may have accumulated. The power of compound interest is so famous
POWER! by AKPK
AKPK has introduced a practical education programme called POWER! with objectives to help participants better manage their money and debts through 6 practical chapters. The 6 practical chapters are: Cash Flow Management Borrowing
Create and Increase Your Passive Income
Definition of Passive Income and how to create Passive Income in order to achieve financial freedom. Many financial gurus say to reach financial freedom, your money has to work for you rather
Rule of 72
Rule of 72 is a basic investment method to estimate the amount of time to double your money invested. The rule of 72 is used for compound interest, such as Loan ASB
Info Ringkas Berkenaan INFLASI
Info Ringkas berkenaan INFLASI Apa itu INFLASI? Inflasi bermakna “kenaikan yang berterusan dalam tingkat harga umum”. “Harga umum” bermaksud harga yang menggambarkan paras harga bagi keseluruhan barangan dan perkhidmatan yang ada dalam
Debt Reduction Strategies : Snowball & Avalanche
The “Snowball method“, popularized by financial guru Dave Ramsey is a debt reduction strategy to pay off debts by focusing on them one at a time from the lowest balance to the
