BSN Home Loan

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Bank Simpanan Nasional (BSN) is offering mortgage loan or home loan with profit rate up to BFR-2.60%. BSN mortgage loan features in both Islamic and Conventional loan. Some key features as follows.

  • Margin up to 95% (include MRTA)
  • Tenure up to 40 year @ age 65 years
  • 2nd charge & 2nd generation
  • Zero Moving Cost (ZMC)

Details are available in picture below. For more information and application, you may visit your nearest BSN branch.

BSN Mortgage or Home Loan package

 

Source: BSN booth at MAPEX, 2-4 March 2012

19 Responses to BSN Home Loan

  1. goldironman says:

    Is BFR-2.80% a typo? I dont see -2.8% in the pic.

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  2. thanks for highlight…it is a typo..updated the post.

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  3. goldironman says:

    Thanks for the article and correction. Pardon this newbie questions:
    1) Being a muslim, is it halal to go for the conventional loan when applying home loan?
    2) Is the conventional or islamic loan just a term to use?

    Appreciate your good inputs here from all readers.

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  4. Nazim says:

    ZMC..? Ari tu klu x silap, BNM yg kuarkn rules supaya banks buang benda nie..klu btul.. Mmg cun aah

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  5. goldironman says:

    Bro Khairul,
    Please email me BSN contact details from this flyer. I think BLR -2.6% applies only within 48hrs last week (at BSN booth at MAPEX, 2-4 March 2012.) Hence that rate may no longer be valid now.

    I hope to call and can still go for the BLR -2.6% promo :-)

    Thanks.

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  6. zaharUPM says:

    nak tanye…
    bole applay tak untuk rumah bawah 100k?
    katakan la 50k..bole x?

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  7. Mail says:

    Gadai tanah boleh?

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  8. Product Owner says:

    Please be informed that :-

    1. BFR – 2.60% is only for the first 2 years. Thereafter is much more expensive compared to others bank. If you calculate the amount of profit from the package you will actually pay higher compared to Bank Muamalat (example).

    2. BSN is not governed by Bank Negara like other commercial banks. There are currently 3 FIs that are not fully governed by Bank Negara i.e. MBSB, Bank Rakyat and BSN.

    3. Customer whether a Muslim or not are not obliged to take Islamic or Conventional Home Loan. Islamic and conventional is 2 diffrent terms. In terms of rate calculation, monthly instalment, redemption figure, penalty charges and etc.

    Lastly for BSN package don’t be fooled by the marketing gimmick which is the rate BFR – 2.80%. Are you rather paying BFR – 2.80 for 2 years and BFR – 1.80% for the rest of financing tenure or BFR – 2.40% for the whole financing duration??

    Fikir-fikirkan lah – Just my 2 cents :)

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  9. goldironman says:

    Dear Product Owner,
    Thanks for these valuable feedbacks.

    After doing extensive home financing hunting, Alhamdulillah, RHB ISLAMIC has offered us BFR (currently 6.6) -2.5% throughout tenure of 35 years.

    Please advise if you all readers here know any bank that can beat above offer. Thanks.

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  10. Wan says:

    Bro, Khiarul, boleh terangkan cikit tentang mortgage loan. Apa mortgage loan? How its works?

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  11. MEL says:

    Hi, any BSN housing loan sale executives can be contacted to proceed with loan application?

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  12. ghazaly says:

    tgh wat housing loan ngan bsn. rumah baru..
    first 2 yrs..interest rate 2.8% jek.. then after that bfr-1.85….bile dah nego2…leh dpt bfr-2.1%..katanye kalau ade letter offer dr bank lain n lagi bagus..leh guna that letter tuk reducekan lg rate…dieorg kata leh match jd sm..so tgh try test ni..:)

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  13. syirlena says:

    tumpang tnya..sy pun tgh nk beli rumah.loan dah approved dr BSN.interest rate 4.95% (bfr-1.6%).rasa2 ok tak ye..confius la

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  14. great post, very informative. I’m wondering why the other specialists of this sector do not realize this. You should proceed your writing. I’m
    confident, you have a huge readers’ base already!

      (Quote)

  15. frances says:

    Incredible points. Great arguments. Keep up the great
    work.

      (Quote)

  16. Erin says:

    Most online pay day lenders will provide the
    borrowed funds in below ninety seconds. You can apply for fast financial help right away
    at the doorway using this type of hassle-free loan service.

      (Quote)

  17. ZALIFAH BINTI ALI says:

    nak apply housing loan.
    Tolong dapatkanphone no

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  18. mohd hafiz says:

    Xpe.. tuan2 nk tau pelan pnjimatan housing loan x?.. lg ganaz.. terus potong kat pokok tnpa perlu bayar interest bank. Minta hubungi sy di no 0137198593.. boleh lawat laman web kami di mrpadvisory.com

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      (Quote)

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