BLR is going UP?
BLR is expected to be increased further following to the increment of OPR.
In Business Times Online today, it was a news regarding the expectation on increment of Overnight Policy Rate (OPR) in 2011 by HSBC co-head of Asian Economics Fred Neumann.
He said, “BNM is expected to raise OPR by 25 basis points to 3 per cent in the third quarter and another 25 basis points to 3.25 per cent by the end of the year.
You can read the full news here => Tighten monetary policy to control inflation
Based on the above statement, I’ve plot a graph on OPR and BLR historical data together with the expectation of future OPR and also BLR to see where they are moving. It seems that sooner or later, like it or not, the BLR is going to be normalised, or maybe even higher than the old BLR rate…masa utk honeymoon sudah habis…GET READY FOR HARD TIMES!
Popularity: 3% [?]
woOo.. kalo nek lg tinggi dr old blr bleh jd cecah sampe 9 – 10% la eh? woOo.. bahaye2..
pojie(Quote)
@#$%^&* – baru nak berhappy dgn dividend ASB dah kena pulak BLR nak naik . margin dividend asb and blr getting getting closer . Time to reduce OD .
teringat sekali tu org bising kena bayar interest banyak kat bank and PNB keluarkan kenyataan ” we never encourage investor to borrow money to invest in ASB .
zackdanial(Quote)
Kena bersedia dgn plan B dan C. Kalau tidak masak. Macam2 benda nak naik skarang nih.
zam(Quote)
gaji je x naik…naik pun skit jerr. inikah negara berpendapatan tinggi….perbelanjaan tinggi adalah
jiming(Quote)
Kalu setiap qtr naik 25 basis pt. Mau hujung tahun ni BLR=7.3%..
2bz4money(Quote)
If blr increase, will it mean that the economy is getting better or makin teruk?
Nafisah(Quote)
agak2 la.. dgn bermcm aktiviti yg goverment buat seperti ETP ni, bleh ke interest blr ni naek dan overtake dividen asb?
pog(Quote)
bila BLR naik, satu petunjuk bahawa pasa masa tu Bank Negara tak menggalakkan orang buat pinjaman bank. Sebab lg banyak pinjaman bank, lagi bnyk org berbelanja.. lg banyak org berbelanja..inflasi boleh meningkat..
bila BLR dinaikkan.. org dok diam je.. takut ooo nak pinjam wit..hehe.. so, perbelanjaan tak naik mendadak, so inflasi maintain pada kadar yang diinginkan Bank Negara.
Bila ekonomi teruk pulak, BLR boleh jadi naik setinggi-tingginya untuk Bank Cover balik kerugian mereka.. dan boleh jadi turun mendadak untuk menggalakkan org invest dalam Bank..
hehe..teori mengarut dari Pensil je tu..hehehe
Pensil(Quote)
Bagi yg buat loan bank, kita expect ansuran bulanan dinaikkan..maknanya kita perlu tambahan tunai utk selesaikan ansuran bulanan. Kat mana cari tu? Bagi saya, kenalah usik duit reserve sendiri. Bagi yg x bersedia, tsunami kewangan akan melanda..
2bz4money(Quote)
kalau loan yang fix tu camana (yang kira wave average)? dia akan kira sekarang ke atau kemudian?
yus(Quote)
Bagi yg buat loan ASB, rasanya dah terima srt revise rate according to the changes in previous amendment BLR/BFR. Kalu yg dah fixed rate, mmg terselamatlah..
2bz4money(Quote)
27 january 2011 bnm akan umum opr naik atau tidak. rasa x naik.
zam(Quote)
nice info…..thanks for sharing here….
auction(Quote)