FAQ (Frequently Asked Question) about CCRIS. Q : My name is in CCRIS. What it’s mean? A : Actually everyone who has loan with bank has their name in CCRIS. Regardless your payment record is good or not. So what bank will check in CCRIS is your payment history. Any overdue payment on your record. [...]
Posts Tagged ‘Loan’
Mortgage Monthly rest loan payment calculator
Posted by Khairul on August 10th, 2008
I received this calculator in one of my group’s email. Can be used for home/mortgage loan with monthly rest. Feel free to use it. Click here to download => Loan payment calculator As in picture below, with this calculator, you can easily figure the numbers of month that you could reduce by making extra payment [...]
Daily rest, Monthly rest or Fixed rate?
Posted by Khairul on August 8th, 2008
Fixed or Variable rate loan? Which is better? Fixed interest rateInterest rate charged on the loan will remain the same through the term of the loan, no matter what market interest rates do. Means your payments being the same over the entire term. Whether a fixed-rate loan is better for you will depend on the [...]
Posted in Education 
Tags: Daily rest, Fixed rate, Interest Rate, Loan, Monthly rest, mortage, Principal, Variable rate 
17 Comments »Financial Planning with ASB, OD and Credit Card
Posted by Khairul on August 1st, 2008
Mungkin sudah ramai mendengar mengenai perancangan kewangan (financial planning) dengan ASB, OD (Overdraft) dan kad kredit. Bagaimana melaksanakannya? Adakah benar2 dapat menyelesaikan masalah kewangan kita?Pertama kali aku dengar mengenai 3 perkara ini adalah dari sahabat aku. Memandang sahabat aku tu bukan mempraktikan sendiri, tetapi hanya dapat tahu dari orang lain, jadi dia tak dapat ceritakan [...]
Posted in Financial Planning Tags: ASB OD, CFP, Credit Card/Charge Card, Financial Planning, Kad Kredit, Loan, OD ASB, Overdraft, Perancangan Kewangan, RHB, Saving, Sijil 914 Comments »Two Types of Debt
Posted by Khairul on July 11th, 2008
Good Debt Some of your debt might be considered as an investment. If the debt was incurred to purchase something that can be expected to go up in value and contribute to your overall financial health, then it’s very possible that such debt is good. A home purchase, for example, could very easily be considered [...]
Posted in Education Tags: Credit Card/Charge Card, debt, Education, Financial, Interest Rate, investment, Loan, mortage No Comments »
