If you surf in internet, you will find several definitions of OD.
Def 1 : A short-term loan where a bank gives permission to a borrower to have a negative bank balance up to a pre-arranged limit.
Def 2 : An overdraft occurs when withdrawals from a bank account exceed the available balance which gives the account a negative balance – a person can be said to have gone “overdrawn”.
Benefit from OD is, interest is charged on amount overdrawn/borrowed from your OD account. And the interest is daily rest.
The best OD’s facility now for personal use is with RHB Bank.
-95% of ASB certificate (Min RM10,450)
-Interest rate = BLR + 0%
-Daily rest
-Service available : Cheque book, ATM card, Dotcom card(for online banking)
Popularity: 32% [?]
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gaji aku rm3000 perbelanjaan ku termasuk bayar rumah dan kereta rm4500. od aku nak apply brp dan macamana nak figure duit aku guna od. tolong saya budak baru belajar.
salam…otai2
dengar cter OD-ASB dah dibekukan. btol ker?
cmne nak up to date dgn OD samada dibekukan atau open balik?