After half way paying your personal loan or hire purchase loan, you would like to do full settlement and would like to know how much rebate you could get. The simple way is to call bank, and get them to provide with the information…api bagus juga kalau kite tahu sendiri mcmmane nak kira…senang nak planning…tak [...]
Archive for the ‘Calculator’ Category
How to calculate Rebate for Fixed Rate Financing
Posted by Khairul on August 23rd, 2010
Loan Amortization Calculator with Chart
Posted by Khairul on February 8th, 2010
Satu malan dok cari loan amortization calculator yg boleh download…dan yg ade chart sekali…memang byk kat internet…kalau nak kuar chart yg cantik, byk yg kat web…so takleh download ke PC utk kite guna bile2 dah payah sgt, jumpe satu loan amortization calculator dlm Excel yg agak simple..canggih2 ni wat pening aje…customized sket, tambah chart…dpt la [...]
Income Tax Calculator- Borang BE 2008
Posted by Khairul on January 12th, 2009
Saya dapat calculator untuk income tax ni dari salah sorang bebas-hutang’s reader, yang telah menghantar kepada saya melalui email. Setelah diteliti, kadar % cukai yang digunakan adalah kadar cukai baru yang telah diumumkan kerajaan dalam bajet 2009. Bagaimanapun ade lagi kadar baru yang belum dimasukkan, seperti rebat individu yang akan dinaikkan dari RM350 ke RM400. [...]
Posted in Calculator, Zakat/Income Tax 
Tags: Borang BE, Calculator, Cukai Pendapatan, Income Tax, LHDN 
13 Comments »Useful Budget Calculator (Excel format)
Posted by Khairul on December 1st, 2008
Currently I’m using my own created budget calculator to monitor in and out of every single ringgit of my money each day. Today I just found very useful buget calculator from bankinginfo. I’m thinking to start use it from this month. We can put our expenses based on daily or monthly. So for those who [...]
Overdraft (OD) Calculator
Posted by Khairul on November 20th, 2008
This is a simple Overdraft (OD) calculator to calculate your OD interest for 1 month based on your daily outstanding balance. I’ve put example of data and comment and its up to you to change it. Download it now from here => Overdraft Calculator
How To Calculate Effective Interest Rate (EIR)
Posted by Khairul on November 6th, 2008
The effective interest rate (EIR), effective annual interest rate, Annual Equivalent Rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest. It is used to make loans with different compounding terms (daily, monthly, annually, or [...]
Posted in Calculator, Education Tags: Calculator, Daily rest, Effective Interest Rate, EIR, Fixed rate, Flat Rate, Kalkulator, Monthly rest, Weekly rest 1 Comment »Calculator Upgraded
Posted by Khairul on November 3rd, 2008
2 of calculators in bebas-hutang has been upgraded. The new version of the calculator is as below. ASB Calculator V1.1 ASB Loan Comparison Calculator V1.1 Feel free to use it and kindly let me know if you have any concern or question regarding these calculators.
How to calculate daily interest for OD?
Posted by Khairul on October 15th, 2008
Few people asked me about this question…how to calculate OD’s daily interest. So table below is how I did the calculation. For bank, the start and end date might be different, but the basic is the same. Daily interest is calculated by “Outstanding Balance x Daily Interest rate”. As in table below, you could save [...]
Posted in Calculator, Overdraft Tags: Calculation, Daily Interest, Daily rest, OD, Overdraft 7 Comments »
